KongPay™

Take online payments with the lowest UK card rates

KongPay checkout
KongPay checkout

* Excludes corporate credit cards. Minimum charge £5 per month.

Create a seamless checkout process with our onsite payment gateway

Set up KongPay

Excludes corporate credit cards.
Minimum charge £5 per month.

Onsite Checkout

Integrated checkout

Your customers don’t have to leave your store to complete payment, it’s all handled in the one place, without any KongPay branding, for a more professional and credible experience.

fast money

Receive your money fast

You will receive the money in cleared funds in your account 3 working days after it was processed.

fast money

Merchant portal

Generate reports, view activity and process transactions over the phone, and via mail order, using our virtual terminal.

Accepts the most popular payment cards

Visa Mastercard Maestro

How does compare?

Payment
Gateway
Standard Transaction Fees Monthly Fees Integrated Checkout Funds Available
KongPay™
Standard Transaction Fees 1.3% + 20p*
Monthly Fees £0
Integrated Checkout
Funds Available 3 days
PayPal
Express Checkout
Standard Transaction Fees 3.4% + 20p
Monthly Fees £0
Integrated Checkout
Funds Available 21 days
PayPal
Website Payments Pro
Standard Transaction Fees 3.4% + 20p
Monthly Fees £20
Integrated Checkout
Funds Available 21 days
stripe
Standard Transaction Fees 1.4% + 20p
Monthly Fees £0
Integrated Checkout
Funds Available 7 days
Authorize.Net
Standard Transaction Fees 2.49% + 15p
Monthly Fees £19
Integrated Checkout
Funds Available 3 days

* There is a minimum monthly charge of £5. If you sell less than the amount required to make up the £5 in transaction fees we will add the difference to your bill for that month.

FAQs

How much does KongPay cost?

Online payments

Consumer credit cards issued in the UK and all consumer debit cards are charged at 1.3% + 20p per transaction.

Business/corporate credit cards and debit cards issued outside of the UK are charged at 2.3% and 20p per transaction.

There are no setup fees.

There is a minimum monthly charge of £5. If you sell less than the amount required to make up the £5 in transaction fees we will add the difference to your bill for that month.

MOTO Payments (mail order & telephone transactions)​

If you want to be able to process transactions over the phone, and via mail order, using our virtual terminal there is an additional minimum monthly £5 charge.

PCI compliance fee

All merchant account holders are required to be PCI compliant. Because a KongPay account is a real merchant account, and you get benefits like receiving the funds faster and no withholding of funds, unlike Stripe and PayPal, there is a fee imposed by the PCI council, of £4.99 a month. KongPay understands that setting up your business can quickly become costly, so we’ll cover that fee for you for the first 6 months.

How do I set up KongPay?

Simply log in to your store, then fill in the short application form and a member of the KongPay team will give you a call.

Once you’ve answered some questions about yourself and your business, you will receive two documents to electronically sign: one for the payments service and one for the banking element. We can then start the setup process.

Why is KongPay better than other payment providers?

All our risk assessment is done at the start of your application, so we will never adjust your terms unless mandated to do so in line with Card Scheme and EU regulations.

Other payment processing providers may decide to hold onto your money for 30 days in case you are a new business or you process higher transaction values or more transactions than they would like.

KongPay provides you with a real merchant account that always settles the full amount of your order value in 3 working days.

Transaction fees aren’t deducted at source as you are invoiced in arrears. This makes life much easier for your accountant, too.

Need some help?
Call our dedicated Customer Support team

08000 355 340

Available 9am - 5:30pm, Mon - Fri